Investment Office — Columbia Model
Booking Holdings (BKNG)  ·  NASDAQ  ·  FY2025
Market price
19.7%
Implied IRR
$2,562
EPV / Share
+7.7%
Margin of Safety
Last review
06-Mar-2026
✎ update
Executive Summary
Market Cap
$142.4B
32.64M diluted shares
Enterprise Value
$144.5B
MktCap + Debt + Leases − Cash
Normalized NOPAT
$7,420M
Rev $26.9B × 31.8% norm. margin × (1−20.5%)
FCF FY2025
$9,087M
FCF Margin 33.8%
Implied IRR (Equity)
19.7%
Hurdle 12.0% MoS +7.7%
ROIC 3yr Avg (FY23-25)
91.5%
vs. WACC 8.61% · Spread +82.9%
WACC
8.61%
β 1.20 · Ke 9.23% · ERP 4.23%
Key Model Inputs — Single Source of Truth
Valuation Inputs
Normalized NOPAT$7,420M
Revenue Base (no-growth)$26,917M
Normalized Op Margin31.8%
Tax Rate (Normalized)20.5%
WACC8.61%
Diluted Shares (M)32.639
IRR Assumptions
Selected ROIC (reinv. growth)91.5%
Organic Growth (DP17)1.5%
Reinvestment Growth9.5%
Exit Multiple (DP15)20× EV/NOPAT
Sustainable Buybacks (DP16)$6,500M/yr
Investment Horizon5 years
Capital & Adjustments
S&M Capitalization3yr useful life (DP3)
R&D CapitalizationN/A — no separate R&D in 10-K
SBC TreatmentCase A — already in OpEx
Normalization WindowFY2022-FY2025 (4yr)
Items NormalizedFY23: $896M · FY25: $457M
Goodwill in RV (DP12)0%
Revenue & NOPAT — FY2020–2025 ($M)
Operating & Net Margins (%)
CFO vs. FCF vs. Buybacks ($M)
Capital Deployment FY2025
Reproduction Value — Estimated Cost to Replicate Booking Holdings Assets from Scratch
RV Total ($M)
$16,502M
Net assets at reproduction cost
RV / Share
$505.58
32.64M diluted shares
Price / RV
8.6×
Premium over reproduction value
EPV / RV — Moat Test
5.07× MOAT ✓
Franchise confirmed — EPV greatly exceeds reproduction cost
Edit the % Adjustment directly in the table to evaluate scenarios. Totals recalculate in real time.
Item Book Value ($M) % Adjustment Reproduction Cost ($M) Method / Rationale
Tangible Assets (from balance sheet)
Cash & Equivalentes 17,203 % 17,203 100% — Liquid asset
Short-Term Investments 582 % 582 100% — Marketable securities
Accounts Receivable, Net 3,820 % 3,705 97% — Agency/merchant receivables, low default risk
Prepaid Expenses 611 % 550 90% — Mostly recoverable
Other Current Assets 48 % 38 80% — Mixed current items
PP&E, Net 807 % 686 85% — Tech infrastructure, leasehold improvements
Subtotal Tangibles 23,071 22,765
Intangible Assets (rebuild from scratch)
S&M Asset (Unamortized Marketing) 15,296 % 15,296 100% — Capitalized marketing (3yr amort, DP3)
Goodwill (accounting) 2,669 % 0 0% — ALWAYS 0 in RV (DP12). Components reconstructed individually
Brand / Trademarks EST ~$640M avg annual mktg × 7yr × 100% brand recognition. Booking.com is global #1 OTA
Supplier Network (28M+ listings) EST CAC proxy: $100-150 per listing × 28M = $3-4B. Conservative est.
Technology Platform EST IT spend ~$770M/yr × 3yr = $2.3B, discounted for replication efficiency
Customer Data / Behavioral Intelligence EST Billions of searches, bookings. Irreplaceable dataset. Conservative est.
Other Intangible Assets (Book) 918 % 459 50% — Amortized book intangibles, partially captured by brand/tech
Subtotal Intangibles (Reproduction) 18,883 26,755
Other Assets
Deferred Tax Assets (DTA) 0 % 0 70% — DP14. Zero book DTA in FY2025
Long-Term Investments 0 % 0 50% — Non-marketable equity (zero in FY2025)
Other Non-Current Assets 2,606 % 1,824 70% — ROU assets, deferred charges, misc.
Subtotal Other 2,606 1,824
Total Assets (Reproduction) 51,344
Liabilities (100% — contractual)
Total Current Liabilities 16,698 100% 16,698 100% — Contractual
Long-Term Debt 16,856 100% 16,856 100% — Contractual
Lease Liabilities 557 100% 557 100% — ASC 842
Deferred Tax Liabilities 17 100% 17 100% — Tax obligations
Other Non-Current Liabilities 714 100% 714 100% — Contractual
Total Liabilities 34,842
Reproduction Value Calculation
Total Assets (Reproduction) 51,344
(−) Total Liabilities 34,842
Reproduction Value ($M) 16,502
Diluted Shares (M) 32.639
Reproduction Value per Share $505.58
Note: Reproduction Value does not capture time-to-build — replicating Booking Holdings would take 10+ years. The brand, supplier network, and behavioral data are virtually irreplicable. This is a conservative estimate.
Reproduction Value Composition
RV Total (Equity) $16,502M
PIM Intangibles Detail ($M)
Brand Value (Booking.com)$4,500M
Supplier Network (28M+ listings)$3,000M
Technology Platform$2,000M
Customer Data / Behavioral Intelligence$1,500M
Total Intangibles PIM$11,000M
Goodwill excluded$0M
Key Decisions — RV
Goodwill (DP12)0% — rebuild from scratch
DTA Recognition (DP14)70% del book value
S&M Useful Life3 years (capitalized)
Total Liabilities−$34,842M (contractual)
Price / RV8.6×
Earnings Power Value — Sustainable Earnings Power
EPV Operations ($M)
$86,224M
NOPAT ÷ WACC
EPV Equity ($M)
$83,621M
Post financial bridge
EPV / Share
$2,562
32.64M diluted shares
Price / EPV
1.70×
Market paying implied growth premium
EPV Assumptions — Edit in Real Time
Normalized NOPAT ($M) $7,420M
$4,000M$12,000M
GAAP $8,825M + impairment $662M − S&M growth $774M − tax @20%
WACC 8.61%
5%15%
Base: 8.61% · β 1.20, Ke 9.23%, ERP 4.23% (Damodaran Jan 2026)
Effective Tax Rate 20.0%
15%30%
Mediana ETR FY2022-2025 ≈ 20.5% (Decision #5)
No growth assumed — EPV is pure steady-state value
Bridge EPV — EBIT → Equity
EPV Build ($M)
Normalized EBIT$9,333M
× (1 − Tax Rate 20.5%)× 0.795
Normalized NOPAT$7,420M
(+) D&A (non-cash add-back)+$768M
(−) Maintenance CapEx (= D&A)−$768M
÷ WACC8.61%
EPV Operations$86,224M
(+) Excess Cash (Cash+STI − 2% Rev buffer)+$17,247M
(+) Non-Operating Assets (LT Inv)$0M
(−) Total Debt−$19,293M
(−) Lease Liabilities−$557M
EPV Equity$83,621M
EPV / Share$2,562
WACC — Componentes
Risk-Free Rate (Rf)4.15%
Beta (β)1.20
Equity Risk Premium4.23%
Ke (CAPM)9.23%
Kd after-tax4.05%
Debt Weight D/(D+E)12.0%
Peso Equity E/(D+E)88.0%
WACC Final8.61%
Item EPV: EPV assumes current earnings persist indefinitely with no additional growth. It is the "valuation floor" for a moated business. A price > EPV implies the market assigns value to future growth.
Sensitivity Table — P/EPV by NOPAT × WACC
≤ 1.5× attractive price   ≤ 2.0× fair price   > 2.0× growth premium
Financial Statements — FY2020–2025
Revenue · Op. Income · Net Income ($M)
Operating Expenses — FY2025 Composition
Cash Flow by Activity ($M)
Adjusted NOPAT vs. Reported Net Income ($M)
Balance Sheet
Assets · Liabilities · Equity ($M)
Income Statement Summary — FY2020–2025 ($M)
Item FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Balance Sheet — FY2020–2025 ($M)
Item FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Cash Flow Statement — FY2020–2025 ($M)
Item FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
NOPAT Normalization — DCE Adjustments FY2025
GAAP Operating Income
$8,825M
Reportado FY2025 (10-K)
Adjusted NOPAT DCE
$7,420M
Post-normalization + tax
S&M Asset Capitalizado
$4,564M
Activo de marketing en RV
EPV Impact (÷ WACC 8.61%)
$86,224M
EPV Operaciones resultante
Bridge GAAP → Adjusted NOPAT DCE
Adjusted NOPAT DCE (post-tax) $7,420M
S&M Capitalization
Capitalizable marketing treated as investment. Creates S&M Asset in RV and reduces NOPAT by incremental growth spend.
S&M Useful Life (years) 3 years
1 year6 years
Performance mktg: 2-3 years · Brand: 4-6 years
% Marketing that is Growth 9.4%
0%30%
YoY Δ Marketing / Revenue FY2025 = $774M / $26,917M
Total Marketing FY2025$8,186M
S&M Growth Expense$774M
S&M Asset (useful life × avg 3yr)$4,564M
NOPAT Impact (−growth, post-tax)−$619M
Non-Recurring Items
Non-recurring items excluded to normalize sustainable earnings power. Toggle to include/exclude each item.
Total Addbacks pre-tax+$662M
NOPAT Impact (post-tax @20%)+$530M
Normalized Tax Rate
Normalized ETR applied to adjusted EBIT. Historical median FY2022-2025 ≈ 20.5%.
Normalized Tax Rate 20.0%
15%30%
Reported ETR FY2025: 20.9% · 3yr Median: 20.5%
Reported ETR FY202520.9%
ETR FY202419.3%
ETR FY202321.7%
ETR FY202222.1%
Selected Tax Rate20.0%
Adjusted EBIT pre-tax$9,487M
Normalized Tax Expense−$1,897M
Note: Normalized ETR applied to adjusted EBIT (post non-recurring addbacks), not GAAP EBT which includes non-operating items.
Detailed Normalization Table — FY2025 ($M)
Item Importe ($M) Fuente / Decisión
ROIC & Invested Capital
ROIC FY2025
99.9%
NOPAT $8,358M / IC $8,370M
ROIC 3yr Avg (FY23-25)
91.5%
FY2023: 78.3% · FY2024: 96.5% · FY2025: 99.9%
WACC
8.61%
Rf 4.15% · β 1.20 · ERP 4.23%
ROIC − WACC Spread
+91.3%
Creates economic value
Adjusted ROIC vs. WACC — FY2020–2025 (%)
Invested Capital — FY2025 Composition ($M)
Marginal ROIC
Marginal ROIC (1yr Δ)
113.5%
ΔNOPAT $1,877M / ΔIC $1,654M
Acc. S&M Growth CapEx 2yr
$1,370M
Accumulated growth investment
Acc. S&M Growth CapEx 3yr
$2,295M
Accumulated growth investment
Selected ROIC (IRR input)
91.5%
3yr avg FY2023-2025 for reinvestment growth
Note: Accounting ROIC elevated by negative equity (aggressive buybacks). Use 3-4yr Marginal ROIC Growth as proxy for real reinvestment returns.
Invested Capital — FY2020–2025 ($M)
Item FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
NOPAT Build-Up — FY2020–2025 ($M)
Item FY2020 FY2021 FY2022 FY2023 FY2024 FY2025
Implied IRR — Total Shareholder Return
Total Equity Return
13.9%
Recalculado en tiempo real
Margin of Safety
+7.7%
vs. Hurdle Rate 10.0%
EV / NOPAT Actual
30.2×
Assumed exit multiple: 30×
Assumptions — Edita y ve el impacto en tiempo real
Selected ROIC 398%
50%800%
Marginal 3yr: 136% · Accounting: 99.9% · Selected: 91.5%
Organic Growth 2.00%
0%20%
Pricing + viajes digitales — Decision #17
Exit Multiple (EV/NOPAT) 20×
15×50×
Actual: 18.5× · Reversión a media — Decision #15
Sustainable Buybacks ($M) $6,500M
$5B$20B
FY2025 reportado: $6,440M — Decision #16
Horizon (years) 5 years
310
Investment horizon
DCE Hurdle Rate 12.0%
6%18%
Decision #9 — Minimum return
Assumptions base corresponden al modelo FY2025 aprobado por el CIO.
Return Decomposition
Distribution Yield
2.88%
Organic Growth
8.00%
Reinvestment Growth
2.72%
Multiple Adjustment
−0.16%
Leverage Equity
+0.46%
Total Equity Return
19.7%
Enterprise-First Return Framework (Modigliani-Miller Lever-Up)
Enterprise Value Build
Market Cap$142,394M
(+) Total Debt$19,293M
(+) Lease Liabilities$557M
(−) Cash & STI−$17,785M
Enterprise Value$144,459M
EV / NOPAT Multiple19.5×
Distributions ($M)
Dividends Paid (FY2025)$1,248M
Sustainable Buybacks (DP16)$6,500M
Interest Expense (pre-tax)$1,617M
Total Distributions$9,365M
Distribution Yield (Dist/EV)6.48%
Payout Rate (Dist/NOPAT)126.2%
Reinvestment ($M)
Growth CapEx (CapEx − D&A)$0M
Δ Working Capital (est.)$0M
S&M Growth Expense$774M
R&D Growth (N/A)$0M
Total Reinvestment$774M
Reinvestment Rate10.4%
Growth Decomposition
Selected ROIC (3yr avg)91.5%
× Reinvestment Rate10.4%
= Reinvestment Growth9.5%
(+) Organic Growth (DP17)1.5%
Total Growth11.0%
Cash Sanity Check
Normalized NOPAT$7,420M
(−) Total Reinvestment−$774M
(−) Total Distributions−$9,365M
NOPAT − Reinv. − Dist.−$2,719M
% of NOPAT−36.6%
Note: Distributing more than earning — funded by $17.2B cash pile. Sustainable for ~6 years at current rates.
Health Check — FY2025  ·  17 PASS  ·  1 FAIL  ·  1 MONITOR
MetricValueThresholdStatus
Financial Strength
Debt / EquityN/A<2.0×≈ Negative Equity
Cobertura de Intereses5.46×>3.0×✓ PASS
Current Ratio1.33×>1.0×✓ PASS
Net Debt / EBITDA0.22×<3.0×✓ PASS
Debt / Total Assets64.0%<60%✗ FAIL
Profitability
Operating Margin34.5%>20%✓ PASS
Net Margin20.1%>15%✓ PASS
FCF Margin33.8%>15%✓ PASS
ROIC − WACC Spread+600%>0%✓ PASS
MetricValueThresholdStatus
Growth
Revenue CAGR 3yr (FY22-25)13.4%>5%✓ PASS
FCF CAGR 3yr (FY22-25)13.7%>5%✓ PASS
EBITDA Growth YoY16.0%>5%✓ PASS
BKNG / OTA Specific
SBC % Revenue2.3%<5%✓ PASS
CapEx % Revenue1.2%<5%✓ PASS
Marketing % Revenue30.4%<35%✓ PASS
Buyback Yield4.7%>3%✓ PASS
Revenue / Employee ($K)$1,108K>$500K✓ PASS
Perfil de Calidad por Categoría
CIO Decisions — Audit Sheet
Methodological Decisions
#1
S&M Proxy
Marketing Expenses — direct 10-K line item, performance + brand marketing.
#2
R&D Capitalization
N/A — BKNG does not report separate R&D in 10-K.
#3
S&M Useful Life
3 years — Performance marketing with moderate organic retention.
#4
SBC Treatment
SBC already in Personnel (OpEx). No additional NOPAT adjustment per DP5.
#5
Normalized Tax Rate
20% — Median ETR FY2022-FY2025 ≈ 20.5%.
#6
Normalization FY2025
Excludes Impairment $457M + Transformation $205M = $662M total non-recurring.
#7
Leases — ASC 842
Already on balance sheet. $557M lease liabilities — as-is treatment.
#8
Non-Op Assets
Excess Cash = Cash+STI ($17,785M) − 2% Revenue buffer ($538M) = $17,247M. LT Inv: $0.
Valuation Parameters
#9
Hurdle Rate
12% — Above DCE standard due to elevated beta (1.20) and cyclical OTA model.
#10
Sustainable Buybacks
$6,500M/yr — normalized FY2022-FY2025, excluding FY2023 outlier ($10,377M).
#11
WACC
8.61% — Rf 4.15%, β 1.20, ERP 4.23% (Damodaran Jan 2026), Kd 5.1% post-tax 4.05%.
#12
Selected ROIC (IRR)
3yr avg ROIC = 91.5% as reinvestment growth input. FY23: 78.3%, FY24: 96.5%, FY25: 99.9%.
#13
Goodwill in RV
0% — rebuild each component individually (Brand, Tech, Customers).
#14
DTA
70% — consistently profitable company, multi-jurisdictional complexity.
#15
Exit Multiple
20× EV/NOPAT — mean reversion; quality capital-light duopoly.
Normalization Window
FY2022–FY2025 (post-COVID). Excludes FY2020 (COVID, goodwill impairment $1,062M) and FY2021 (recovery).
FY2025 clean: excludes Impairment $457M + Transformation $205M.
CIO Notes
Investment Memo — Booking Holdings (BKNG)
DCE Holdings — Investment Office
Booking Holdings Inc. (BKNG)
NASDAQ · Consumer Discretionary · Online Travel Agency
Model date
06-Mar-2026
Price
$4,362.70
Market Cap
$142.4B
EV
$144.5B
Last review
06-Mar-2026

Columbia Ladder

Reproduction Value / share$505.58
EPV / share (NOPAT ÷ WACC)$2,562.00
Current price$4,362.70
EPV / RV (franchise test)5.07× ✓ Moat confirmado
Price / EPV2.17× — market paying growth premium

Valuation — Implied IRR Framework

Normalized NOPAT$7,420M
WACC8.61% (β=1.20, Ke=9.23%, ERP=4.23%)
Distribution Yield6.48%
Growth orgánico1.5%
Growth por reinversión (ROIC 91.5%)9.5%
Assumed exit multiple20× EV/NOPAT (actual 18.5×)
Implied IRR (Equity)19.7%
DCE Hurdle Rate12.0%
Margin of Safety+7.7%

Business Quality

Revenue CAGR 3yr13.4%
FCF Margin FY202533.8%
Operating Margin FY202534.5%
Marginal ROIC 3yr (growth)113%
Business modelOTA capital-light · WC negativo · duopolio BKNG/EXPE
Key riskGoogle/metasearch dependency · negative equity

CIO Notes

(no notes)
DCE Holdings Investment Office · Columbia Framework Model · Internal use only · No investment verdict — CIO decision
Presentation Mode — Booking Holdings (BKNG)
$4,235
Current Price
19.7%
Implied IRR
+7.7%
Margin of Safety vs. Hurdle 12%
$2,341
EPV per Share
3.75×
EPV / RV — Moat Confirmed
1.81×
Price / EPV — Prima de Growth
Normalized NOPAT
$7,420M
FCF Margin
33.8%
Revenue CAGR 3yr
13.4%
WACC
8.61%